Keep onboarding moving.
Prepare business research and document findings together, so reviewers can focus on the applications that need attention.
Fintechs
Compliance that keeps up
with your growth.
Built for fintechs
More applications, more transactions, more operational work. Sphinx helps your team keep pace, from a business’s first application to the next sponsor-bank review.
Make handoffs easier.
Give internal reviewers and sponsor-bank teams a case with the evidence, open questions, and rationale already connected.
Grow operational capacity.
Use AI for repeatable work and Frontline for additional analyst support as application volumes and review queues change.
In practice
From first application
to daily operations.
Go beyond a merchant’s application
Catch forged onboarding documents
Resolve false positives in your tools
Work transaction alerts end to end
Add capacity when volumes change
Go beyond a merchant’s application
Atlas explores websites, tests checkout, traces owners, and checks business addresses. Sourced findings help your team distinguish a working business from a convincing storefront before approving an application.
Catch forged onboarding documents
Sphinx checks onboarding documents for altered figures, mismatched templates, editing traces, and AI-generated artifacts. The X-ray view pinpoints suspicious edits so reviewers can assess the evidence together.
Resolve false positives in your tools
Browser agents compare applicants with screening hits and record the rationale in your existing tools. Your rules determine which outcomes can be resolved and which need a person.
Work transaction alerts end to end
Agents investigate payment alerts using customer history, external research, and your program’s procedures. Findings return to your case tool; exceptions include sources, escalation reasons, and drafted information requests.
Add capacity when volumes change
Frontline adds AI-equipped analysts for launches, new partners, and growing queues. The team handles onboarding, investigations, and customer follow-ups using your program’s review standards.
A customer perspective
“Sphinx has massively increased our capacity, allowing us to keep growing without adding headcount.”
James Simcox Chief Operating Officer, Equals Money
Read the customer story The Sphinx platform
The right support.
From research to resolution.
Atlas
Investigate businesses, map ownership, and connect findings to their sources.
Doc Fraud
Examine submitted documents and surface evidence of inconsistencies or alteration.
AI Agents
Carry out research and case preparation in the tools your team already uses.
Frontline
Add expert analysts, powered by AI, to help deliver your operational work.
Explore further
More for your team.
Common questions.
Can reviews reflect our product and partner requirements?
Yes. Review steps, required evidence, and escalation criteria can be defined around your program. Your team validates the workflow and outputs before expanding its use.
Do we need to rebuild our onboarding flow?
The starting point is your existing tools and processes. Sphinx agents can work through browser-based interfaces, with access and workflow scope agreed during setup.
How do we handle cases that need human judgment?
Set clear approval and escalation boundaries. Sphinx prepares the findings and supporting evidence for your reviewer, with Frontline available when you need additional analyst capacity.